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₹1 Lakh Crinfrastructure

Agri Infrastructure Fund

Medium to long-term debt financing for investment in viable post-harvest management and farm assets with interest subvention and credit guarantee.

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Ministry

Ministry of Agriculture

Launched

July 2020

Annual Budget

₹1 Lakh Crore over 10 years

Eligibility

Farmers, FPOs, PACS, Agri-entrepreneurs

Helpline

1800-11-8989

Category

Infrastructure

Key Benefits

  • Loans from ₹1 lakh to ₹2 Crore with 3% interest subvention
  • Credit guarantee up to ₹2 Crore
  • Covers cold storage, warehouses, sorting units, custom hiring centres
  • Long tenure loans (up to 7 years)
  • Available to individual farmers, FPOs, SHGs, cooperatives
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How to Apply

  1. 1

    Visit the AIF portal at agriinfra.dac.gov.in

  2. 2

    Register as eligible entity: farmer, FPO, PACS, or agri-entrepreneur

  3. 3

    Submit project report for post-harvest or farm asset creation

  4. 4

    Bank evaluates feasibility and approves loan

  5. 5

    Loan disbursed with interest subvention of 3% (up to ₹2 Crore)

  6. 6

    Credit guarantee of up to ₹2 Crore available under CGTMSE

Required Documents

Aadhaar Card / Entity registration certificate
Project Detailed Report (DPR)
Land documents or lease agreement
Bank account details
GST registration (if applicable)

Who is NOT Eligible

  • Purely commercial entities without agricultural linkage
  • Projects not related to post-harvest management or farm assets
#infrastructure#post harvest#storage
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